Transparent planning tools
Mortgage calculators
Test your own assumptions, see the math clearly, and send a scenario to a licensed First Equity loan officer for review.
Mortgage Payment Calculator
Estimate principal, interest, property taxes, homeowners insurance, mortgage insurance, and HOA dues without hiding the assumptions.
Open calculatorHome Affordability Calculator
Use your income, monthly debts, cash available, and editable qualification assumptions to estimate a possible home-price range.
Open calculatorCompare Mortgage Loans
Compare four loan paths side by side using the same loan amount and your own rate and mortgage-insurance assumptions.
Open calculatorRefinance Break-Even Calculator
Estimate the monthly principal-and-interest difference and how long closing costs may take to recover.
Open calculatorCash-Out Refinance vs. HELOC Calculator
Compare replacing the first mortgage with a cash-out refinance against keeping it and adding a HELOC illustration.
Open calculatorDSCR Calculator
Estimate property rent divided by principal, interest, taxes, insurance, and association dues for an investment property.
Open calculatorRent vs. Buy Calculator
Compare rent with an estimated ownership payment and selected time horizon using transparent, editable assumptions.
Open calculatorMortgage Buydown Calculator
Compare first-year and second-year payments under a temporary 2-1 buydown with a permanent-rate scenario you enter.
Open calculatorIncome to Qualify Calculator
Work backward from a proposed housing payment and other monthly debts using qualification ratios you enter.
Open calculatorVA Funding Fee Calculator
Estimate a VA funding fee and financed loan amount using the fee percentage supplied for your specific transaction.
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