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Serving Alabama since 1987 · NMLS #204659

Buy a home in Alabama with a plan that fits.

Start with your eligibility, property, cash plan, and timing. We compare the programs rather than asking you to choose one from a list.

Flexible home financing

Conventional Loans

Conventional financing can work for primary homes, second homes, and eligible investment properties without government-program rules.

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Flexible government-backed financing

FHA Loans

FHA financing can offer a practical qualification path for eligible buyers and homeowners.

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Serving military borrowers since 1992

VA Home Loans

VA financing offers eligible military borrowers a distinctive purchase and refinance option backed by the Department of Veterans Affairs.

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Eligible rural and small-town financing

USDA Loans

USDA financing may provide a no-down-payment path for eligible borrowers purchasing an eligible primary home.

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Financing beyond conforming limits

Jumbo Loans

Jumbo mortgages finance eligible homes above the current conforming loan limit with a more detailed review of income, assets, reserves, and property.

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Help with upfront home-buying costs

Down Payment Assistance

Eligible assistance can be paired with a first mortgage to reduce the cash a qualified buyer needs for the down payment.

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Three possible paths

Zero-Down Home Loans

VA, USDA, and eligible FHA plus down payment assistance are the three primary zero-down paths we compare.

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A clear first step

First-Time Buyer Loans

First-time buyers can compare conventional, FHA, VA, USDA, and eligible assistance instead of being pushed into one program.

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Buy and improve with one plan

FHA 203(k) & HomeStyle Renovation

Renovation financing can combine an eligible home purchase or refinance with approved improvement costs.

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Not sure where to begin?

Start with a no-credit-pull quote. We will compare the programs that fit your goal rather than asking you to choose one first.

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Start with Bo. Connect with our team when you’re ready.