Statewide Alabama service
Alabama Mortgage Lender — Home Loans Across All 67 Counties
First Equity is a family-owned lender founded in Gadsden in 1987. Statewide licensing language is pending final compliance confirmation; our Alabama team serves borrowers from the Gulf Coast to the mountains of North Alabama.
Why borrowers choose Alabama
Alabama brings together attainable communities, comparatively low property-tax considerations, major growth corridors, lakes, mountains, college towns, military centers, and Gulf Coast living. We do not reduce those markets to one statewide average. Each local page explains the property and financing questions that matter there.
We serve Alabama borrowers statewide. Exact licensing wording remains unpublished until compliance confirms it.
Tennessee Valley
North Alabama
The Tennessee Valley combines major employment centers, established neighborhoods, new construction, and relocation demand. First Equity helps borrowers compare purchase, VA, jumbo, refinance, and equity options across Huntsville, Madison, Decatur, Athens, the Shoals, and Scottsboro.
Our home region and the lakes
Northeast Alabama
First Equity began in Gadsden, where our entire team works today, serving Northeast Alabama with personal guidance and digital tools. Our closest-to-home region stretches from the Coosa River to Lookout Mountain, Weiss Lake, Lake Guntersville, Anniston, Jacksonville, Cullman, and Smith Lake.
Jefferson and Shelby County communities
Birmingham Metro
The Birmingham metro includes urban homes, close-in suburbs, established communities, and higher-value properties. We help buyers, homeowners, and relocating professionals prepare financing for Birmingham, Hoover, Mountain Brook, Vestavia Hills, Homewood, Trussville, and Shelby County.
Tuscaloosa, Northport, and Vance
West Alabama
West Alabama borrowers bring a mix of primary-home, relocation, first-time buyer, refinance, and investor goals. Our statewide team serves Tuscaloosa County and the Vance corridor with a broad program menu and direct guidance from quote through closing.
Montgomery to Auburn-Opelika
Central Alabama
Central Alabama connects the capital region with growing communities around Prattville and Auburn-Opelika. We serve local buyers and people moving into the area with conventional, VA, FHA, USDA, jumbo, and alternative-documentation options.
Baldwin County and Mobile
Alabama Gulf Coast
The Gulf Coast serves primary residents, retirees, second-home buyers, condo owners, and short-term-rental investors. We help borrowers address property type, occupancy, association documents, and insurance questions early across Baldwin County and Mobile.
Loans for Alabama goals
“Trey was a pleasure to work with… He was very proficient and worked hard for us to close on time! Even calmed me down the week before closing…”
TBD · Google profile URL
“I had the pleasure of working with Susan Morris… she made the process fast and easy! … it was my first time buying a home and she took very good care of me…”
TBD · Google profile URL
“Amber and her team are very knowledgeable with all loan products and work their magic to get loans closed quickly and seamless! Communication is top notch!!”
TBD · Google profile URL
Moving to Alabama?
Use our relocation center to organize financing, local data, school links, and a path to an Alabama real estate professional.
Open relocation center