Compare the costs you choose to include
Rent vs. Buy Calculator
Compare rent with an estimated ownership payment and selected time horizon using transparent, editable assumptions.
Enter your assumptions
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How to read this estimate
This tool compares cash outflow, not investment returns or future appreciation. Maintenance, selling costs, tax treatment, rent increases, and market changes can materially affect the real outcome.
Request a no-credit-pull quoteQuestions about this calculator
Is this rent versus buy calculator a loan quote?
No. It is a planning estimate based only on the information and assumptions you enter.
Will using this calculator affect my credit?
No. The calculator does not request or pull a credit report.
Can a First Equity loan officer review my results?
Yes. Use “Send me these numbers” to securely attach your inputs and results to a follow-up request.