Who can review this question with me?

Rod Morris, CEO / Owner, NMLS #204660, is the assigned editorial reviewer. This answer remains marked Needs LO review until approval.

Can I get an initial quote without a credit pull?

Yes. First Equity's initial quote flow collects self-reported information without a credit pull. It is not an approval, commitment, or rate lock.

Conversational mortgage answer

Can I buy a house with no money down in Alabama?

Possibly. Eligible veterans may qualify for VA financing, eligible rural properties and borrowers may fit USDA financing, and some buyers may combine FHA financing with approved down payment assistance. Eligibility, property location, income, and current program rules all matter, so compare paths before assuming one applies.

Needs LO review

What else should I know?

First Equity reviews zero-down possibilities in a practical order: military eligibility, USDA location and household rules, then FHA with available assistance.

First Equity provides calm, specific guidance based on verified current requirements. Final approval depends on a complete application and underwriting.

A clear next step starts with a conversation.

Purchase 256-NEW-LOAN · 256-639-5626 Refinance 256-REFI-PRO · 256-733-4776

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